An emergency fund is used to plan for the unforeseen future. It requires you to put money into a savings account every month, that is kept for a rainy day when you could have unexpected expenses.
Your credit score determines your ability to qualify for loans and to get better interest rates when borrowing. The higher your credit score, the lower the risk you pose to a lender or bank.
Your financial goals define how much you need to save, they help form your career choices and they help you stay focused while creating a sense of achievement.
With the price of properties spiralling ever upward it can be difficult to understand how anyone can afford them. Fortunately bonds exist and can make owning a home a much more realistic prospect than attempting to save for one in cash.
Vehicle Financing - Cars are one of the largest financial decisions people will make and financial assistance is usually required, even when buying a second-hand car.
As we go into a state of remote working and skeleton staff, I am sure you can appreciate that any queries or applications may be delayed, but will be attended to.
We wish all the great People of South Africa Good Health and Good Spirits though this period.
Letsatsi Finance and Loan
COVID-19 Notice
Go to www.sacoronavirus.co.za South African Department of Health website for official government information and updates regarding Covid-19.
Managing Debts
Debt Review